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	<title>Comments for Annuity News Journal</title>
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	<link>http://www.annuitynewsjournal.com</link>
	<description>Your place for annuity news</description>
	<lastBuildDate>Tue, 22 Mar 2011 02:46:00 +0000</lastBuildDate>
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		<title>Comment on Obama May Tap Oil Reserves if Needed by fabyan95</title>
		<link>http://www.annuitynewsjournal.com/obama-may-tap-oil-reserves-if-needed/#comment-290</link>
		<dc:creator>fabyan95</dc:creator>
		<pubDate>Tue, 22 Mar 2011 02:46:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.annuitynewsjournal.com/?p=1514#comment-290</guid>
		<description>i think its time for some of us 2 get our bullet proof vest and rifles and defend ourselves for the short-long run</description>
		<content:encoded><![CDATA[<p>i think its time for some of us 2 get our bullet proof vest and rifles and defend ourselves for the short-long run</p>
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		<title>Comment on Obama May Tap Oil Reserves if Needed by Michael</title>
		<link>http://www.annuitynewsjournal.com/obama-may-tap-oil-reserves-if-needed/#comment-289</link>
		<dc:creator>Michael</dc:creator>
		<pubDate>Sun, 20 Mar 2011 01:37:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.annuitynewsjournal.com/?p=1514#comment-289</guid>
		<description>Daniel Trindle neglected to mention that the price of oil has undergone a significant decrease since the record peak of US$145 it reached in July 2008. Bush also refused to release oil reserves during the last spike in oil prices and I&#039;m pretty sure it wasn&#039;t because Bush wanted America to use more renewable energy. I think the logic behind your assertions is a little thin... </description>
		<content:encoded><![CDATA[<p>Daniel Trindle neglected to mention that the price of oil has undergone a significant decrease since the record peak of US$145 it reached in July 2008. Bush also refused to release oil reserves during the last spike in oil prices and I&#8217;m pretty sure it wasn&#8217;t because Bush wanted America to use more renewable energy. I think the logic behind your assertions is a little thin&#8230;</p>
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		<title>Comment on Contact Us / Corrections by Elva52</title>
		<link>http://www.annuitynewsjournal.com/contact-us-corrections/#comment-288</link>
		<dc:creator>Elva52</dc:creator>
		<pubDate>Thu, 17 Mar 2011 00:34:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.annuitynewsjournal.com/#comment-288</guid>
		<description>Please help. My 85 year old Mother-in-law receives an annuity from deceased (Sept.1980) husband&#039;s civil service(?) [worked in Bremerton, WA at Shipyard] job. Can you give me the possoble reason(s) why she has to pay Federal Taxes yearly on her return and why she does not qualify for Social Security?</description>
		<content:encoded><![CDATA[<p>Please help. My 85 year old Mother-in-law receives an annuity from deceased (Sept.1980) husband&#8217;s civil service(?) [worked in Bremerton, WA at Shipyard] job. Can you give me the possoble reason(s) why she has to pay Federal Taxes yearly on her return and why she does not qualify for Social Security?</p>
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		<title>Comment on The ABC&#8217;s of Equity Index Annuities for the Troubled Investor by John</title>
		<link>http://www.annuitynewsjournal.com/the-abcs-of-equity-index-annuities-for-the-troubled-investor-2/#comment-287</link>
		<dc:creator>John</dc:creator>
		<pubDate>Sat, 19 Feb 2011 17:07:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.annuitynewsjournal.com/?p=1318#comment-287</guid>
		<description>Agreed. Minimum guarantees are now 1% on most though.   For many, the peace Of mind that comes from not losing while those that still fall for the buy it and die with it diversified portfolio suffer gut wrenching losses, and sleepless nights.  Find the 3 co.s that offer un capped links to various indexes, not just the S&amp;P-500,  and you could be locking in double digit, tax-deferred gains in the future.  Advanced Capital Management, Inc. St. Petersburg, Florida, is an independent annuity advisor contracted with those three financial institutions. All three are 100 years old or older, &quot;A&quot;rated or better.</description>
		<content:encoded><![CDATA[<p>Agreed. Minimum guarantees are now 1% on most though.   For many, the peace Of mind that comes from not losing while those that still fall for the buy it and die with it diversified portfolio suffer gut wrenching losses, and sleepless nights.  Find the 3 co.s that offer un capped links to various indexes, not just the S&amp;P-500,  and you could be locking in double digit, tax-deferred gains in the future.  Advanced Capital Management, Inc. St. Petersburg, Florida, is an independent annuity advisor contracted with those three financial institutions. All three are 100 years old or older, &#8220;A&#8221;rated or better.</p>
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		<title>Comment on Hartford Financial Begins 2011 With Significant Growth In 2010 by Anonymous</title>
		<link>http://www.annuitynewsjournal.com/hartford-financial-begins-2011-with-significant-growth-in-2010-2/#comment-286</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Wed, 02 Feb 2011 06:00:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.annuitynewsjournal.com/?p=1175#comment-286</guid>
		<description>Establishing a solid credit history can cut your insurance costs. Clearance Auto Insurance will get you the lowest rate even for low credit scored.
</description>
		<content:encoded><![CDATA[<p>Establishing a solid credit history can cut your insurance costs. Clearance Auto Insurance will get you the lowest rate even for low credit scored.</p>
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		<title>Comment on Deep-Water Drilling to Resume by cantfiggeritout</title>
		<link>http://www.annuitynewsjournal.com/deep-water-drilling-to-resume-2/#comment-285</link>
		<dc:creator>cantfiggeritout</dc:creator>
		<pubDate>Sat, 08 Jan 2011 14:13:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.annuitynewsjournal.com/?p=1064#comment-285</guid>
		<description>Screw big oil. the environment is more important.  As long as the sun is in the sky, we have energy from it. no need to jeopardize delicate balance of the planet when we have perpetual energy available to us that we don&#039;t have to drill for.</description>
		<content:encoded><![CDATA[<p>Screw big oil. the environment is more important.  As long as the sun is in the sky, we have energy from it. no need to jeopardize delicate balance of the planet when we have perpetual energy available to us that we don&#8217;t have to drill for.</p>
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		<title>Comment on Virginia May Require State Employees to Pay 5% into Pension Fund by Suzheart03</title>
		<link>http://www.annuitynewsjournal.com/virginia-may-require-state-employees-to-pay-5-into-pension-fund/#comment-181</link>
		<dc:creator>Suzheart03</dc:creator>
		<pubDate>Wed, 29 Dec 2010 15:41:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.annuitynewsjournal.com/?p=975#comment-181</guid>
		<description>This article does nothing to explain the shortfall in the VRS system.  McDonnell, previous governors and the General Assembly have used their obligation to fund the VRS as a slush fund to balance budgets and spend on other projects.  Accountability not excuses is needed now.  The governor and GA should create a plan to pay back the VRS and they should do it without taking anything from employees who they have been swindling and short changing.  </description>
		<content:encoded><![CDATA[<p>This article does nothing to explain the shortfall in the VRS system.  McDonnell, previous governors and the General Assembly have used their obligation to fund the VRS as a slush fund to balance budgets and spend on other projects.  Accountability not excuses is needed now.  The governor and GA should create a plan to pay back the VRS and they should do it without taking anything from employees who they have been swindling and short changing.</p>
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		<title>Comment on Virginia May Require State Employees to Pay 5% into Pension Fund by Robley Jones</title>
		<link>http://www.annuitynewsjournal.com/virginia-may-require-state-employees-to-pay-5-into-pension-fund/#comment-180</link>
		<dc:creator>Robley Jones</dc:creator>
		<pubDate>Wed, 29 Dec 2010 13:24:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.annuitynewsjournal.com/?p=975#comment-180</guid>
		<description>Teachers and all local government employees are not given equal treatment as compared to state employees.  State employees who would pay the 5% VRS employee contribution will receive a 3% salary increase and are eligible for a 2% bonus.  Hence, the first-year impact of the 5% shift is zero.  For teachers and all local government employees the 5% shift requires a 3% salary increase from local funds, so the impact on take-home pay is -2%.  In addition, while the health insurance costs for state employees will remain the same, they will be going up for many teachers and local government employees.  It should be noted that shifting the 5% employee contribution back to the employees does not change the amount of funding going to VRS, it just changes who is paying it.  </description>
		<content:encoded><![CDATA[<p>Teachers and all local government employees are not given equal treatment as compared to state employees.  State employees who would pay the 5% VRS employee contribution will receive a 3% salary increase and are eligible for a 2% bonus.  Hence, the first-year impact of the 5% shift is zero.  For teachers and all local government employees the 5% shift requires a 3% salary increase from local funds, so the impact on take-home pay is -2%.  In addition, while the health insurance costs for state employees will remain the same, they will be going up for many teachers and local government employees.  It should be noted that shifting the 5% employee contribution back to the employees does not change the amount of funding going to VRS, it just changes who is paying it.</p>
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		<title>Comment on Allianz in Fight Over Annuity Lawsuit by Trae05</title>
		<link>http://www.annuitynewsjournal.com/allianz-in-fight-over-annuity-lawsuit/#comment-179</link>
		<dc:creator>Trae05</dc:creator>
		<pubDate>Wed, 29 Dec 2010 03:30:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.annuitynewsjournal.com/?p=982#comment-179</guid>
		<description>It&#039;s a travesty that misrepresentation of greedy agents can come back on a solid company.  They have good products.  Just like anything else - not every product is right in every situation.  That doesn&#039;t say anything about them as a provider.</description>
		<content:encoded><![CDATA[<p>It&#8217;s a travesty that misrepresentation of greedy agents can come back on a solid company.  They have good products.  Just like anything else &#8211; not every product is right in every situation.  That doesn&#8217;t say anything about them as a provider.</p>
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		<title>Comment on San Jose Woman Reclaims Illegally Foreclosed Property by Ivanekko</title>
		<link>http://www.annuitynewsjournal.com/san-jose-woman-reclaims-illegally-foreclosed-property/#comment-178</link>
		<dc:creator>Ivanekko</dc:creator>
		<pubDate>Sat, 04 Dec 2010 04:07:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.annuitynewsjournal.com/?p=790#comment-178</guid>
		<description>This is how all we should unite. To save our homes from Piggy Banks like BofA.</description>
		<content:encoded><![CDATA[<p>This is how all we should unite. To save our homes from Piggy Banks like BofA.</p>
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