Variable Annuities

A new report will make it simple to compare the advantages and funds associated with various variable annuity (VA) programs. A research firm that works in the mutual fund and wealth management industry, Strategic Insight, made an announcement of Friday that it would release a report entitled “Variable Annuity Living Benefits and Eligible Funds.”...
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Variable Annuities Continue to Grow The sale of variable annuities has grown nearly 8% over the first three quarters of 2010, with the trend continued to expect in much the same fashion. Over $103 billion in variable annuity products were sold during this year, with four major sellers sharing 48% of those sales. Variable...
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For many years, the primary social program offered by the government to provide income for people in their retirement years has been Social Security. However, because it is a government program it can be subject to the winds of politics. Especially in recent years, some have been howling about the unsustainability of Social Security...
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When thinking about retirement investments, most people find themselves asking it what they have will be enough to support them for the rest of their lives. There are many risks associated with purchasing investments and life insurance and unless you are a seasoned investor with a significant amount of capital to start with, you...
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The Jackson National Life Insurance Company enjoyed a boost in sales and deposits during the first nine months of 2010. The boost of 37% in total sales was primarily the result of an increase in sales of the variable annuity (VA) market. This sector of sales experienced a 57% increase, amounting to 10.5 billion...
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A recent study was conducted by the Center for Retirement Research at Boston College to determine if people were actually saving or investing enough into their retirements. They calculated the amount of income that was currently being generated by these individuals and determined how much retirement income would need to be generated to keep...
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There are a lot of variable annuity contracts which give “living benefit” guarantees. These are available by paying additional fees and can help shield owners of variable annuities from market uncertainty or running out of money once they retire. If you add a guaranteed minimum withdrawal benefit to a variable annuity contract, this would...
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